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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,862 | $87,132-37.0% | $105,624-48.1% | $80,959-32.2% |
| Participation rate | 77.1% | 70.4%+6.7pp | 75.3%+1.9pp | 67.7%+9.5pp |
| Annual return | 14.58% | 17.03%-2.4pp | 116.20%-101.6pp | 35.67%-21.1pp |
| Employer contribution / active EE | $1,898 | $2,397-20.8% | $3,168-40.1% | $2,757-31.2% |
| Participant deferral / active EE | $5,834 | $3,985+46.4% | $5,013+16.4% | $4,300+35.7% |
| Admin fee / account holder | $1,041 | $8,449-87.7% | $10,961-90.5% | $6,925-85.0% |