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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $1,272,911 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 28 · EIN 20-8764829 | Investment Management | $149,512 |
RSM US LLP2 years Service code 10 · EIN 42-0714325 | Accounting | $48,225 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,948 | $68,062-42.8% | $185,854-79.0% | $106,520-63.4% |
| Participation rate | 85.0% | 75.2%+9.8pp | 81.7%+3.3pp | 71.3%+13.7pp |
| Annual return | 14.08% | 18.20%-4.1pp | 122.12%-108.0pp | 19.28%-5.2pp |
| Employer contribution / active EE | $713 | $1,997-64.3% | $5,169-86.2% | $2,840-74.9% |
| Participant deferral / active EE | $4,470 | $3,990+12.0% | $5,569-19.7% | $4,948-9.7% |
| Admin fee / account holder | $85 | $53+62.1% | $16,246-99.5% | $75+14.7% |