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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,799 | $159,978-87.6% | $147,041-86.5% | $145,978-86.4% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 9.82% | 98.36%-88.5pp | 419.21%-409.4pp | 550.52%-540.7pp |
| Employer contribution / active EE | $1,164 | $5,288-78.0% | $4,935-76.4% | $4,662-75.0% |
| Participant deferral / active EE | $3,415 | $8,429-59.5% | $8,071-57.7% | $6,690-49.0% |
| Admin fee / account holder | $30,262 | $15,053+101.0% | $13,006+132.7% | $13,400+125.8% |