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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,930 | $148,623-75.8% | $135,974-73.6% | $139,466-74.2% |
| Participation rate | 61.5% | 83.9%-22.3pp | 81.9%-20.4pp | 80.3%-18.8pp |
| Annual return | 18.27% | 79.30%-61.0pp | 68.30%-50.0pp | 373.66%-355.4pp |
| Employer contribution / active EE | $1,475 | $5,246-71.9% | $4,859-69.6% | $4,754-69.0% |
| Participant deferral / active EE | $6,417 | $8,103-20.8% | $7,760-17.3% | $6,712-4.4% |
| Admin fee / account holder | $464 | $12,406-96.3% | $10,767-95.7% | $11,409-95.9% |