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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,374 | $215,361-55.2% | $171,082-43.7% | $273,972-64.8% |
| Participation rate | 66.7% | 82.0%-15.4pp | 76.7%-10.0pp | 83.0%-16.3pp |
| Annual return | 8.49% | 25.14%-16.6pp | 32.56%-24.1pp | 41.46%-33.0pp |
| Employer contribution / active EE | $853 | $4,967-82.8% | $4,002-78.7% | $4,869-82.5% |
| Participant deferral / active EE | $6,289 | $5,543+13.5% | $4,797+31.1% | $5,287+19.0% |
| Admin fee / account holder | $15,602 | $10,846+43.8% | $8,520+83.1% | $10,133+54.0% |