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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,402 | $197,819-57.8% | $155,789-46.5% | $125,389-33.5% |
| Participation rate | 68.2% | 82.1%-13.9pp | 76.1%-7.9pp | 83.2%-15.0pp |
| Annual return | -1.12% | 86.73%-87.8pp | 71.54%-72.7pp | 282.24%-283.4pp |
| Employer contribution / active EE | $470 | $4,850-90.3% | $3,839-87.8% | $4,866-90.3% |
| Participant deferral / active EE | $5,112 | $5,631-9.2% | $4,798+6.6% | $5,352-4.5% |
| Admin fee / account holder | $2,010 | $9,544-78.9% | $7,477-73.1% | $9,541-78.9% |