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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,950 | $117,829-5.8% | $102,423+8.3% | $145,877-23.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.97% | 31.83%-15.9pp | 29.42%-13.5pp | 551.28%-535.3pp |
| Employer contribution / active EE | $2,171 | $3,615-39.9% | $3,023-28.2% | $4,663-53.4% |
| Participant deferral / active EE | $5,806 | $5,732+1.3% | $5,054+14.9% | $6,691-13.2% |
| Admin fee / account holder | $701 | $13,335-94.7% | $9,455-92.6% | $13,402-94.8% |