Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,581 | $146,267+10.5% | $197,124-18.0% | $82,448+96.0% |
| Participation rate | 65.4% | 84.0%-18.6pp | 86.7%-21.3pp | 68.1%-2.7pp |
| Annual return | 12.70% | 29.61%-16.9pp | 44.34%-31.6pp | 41.64%-28.9pp |
| Employer contribution / active EE | $1,085 | $4,723-77.0% | $6,227-82.6% | $2,551-57.5% |
| Participant deferral / active EE | $6,587 | $7,035-6.4% | $9,135-27.9% | $4,139+59.1% |
| Admin fee / account holder | $2,042 | $14,422-85.8% | $16,298-87.5% | $7,234-71.8% |