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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,791 | $106,247-14.5% | $96,515-5.9% | $139,466-34.9% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 9.71% | 38.47%-28.8pp | 35.73%-26.0pp | 373.66%-364.0pp |
| Employer contribution / active EE | $3,163 | $4,106-23.0% | $3,740-15.4% | $4,754-33.5% |
| Participant deferral / active EE | $4,398 | $5,456-19.4% | $4,880-9.9% | $6,712-34.5% |
| Admin fee / account holder | $3,648 | $7,885-53.7% | $6,735-45.8% | $11,409-68.0% |