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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,207 | $97,732-21.0% | $83,831-7.9% | $135,380-43.0% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -6.53% | 1287.56%-1294.1pp | 850.99%-857.5pp | 519.81%-526.3pp |
| Employer contribution / active EE | $2,243 | $4,222-46.9% | $3,631-38.2% | $4,779-53.1% |
| Participant deferral / active EE | $3,260 | $4,683-30.4% | $4,082-20.1% | $5,609-41.9% |
| Admin fee / account holder | $758 | $6,675-88.6% | $5,479-86.2% | $10,828-93.0% |