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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,239 | $106,003-29.0% | $92,236-18.4% | $147,585-49.0% |
| Participation rate | 63.6% | 80.4%-16.8pp | 76.5%-12.8pp | 82.8%-19.2pp |
| Annual return | 15.33% | 50.05%-34.7pp | 176.29%-161.0pp | 578.57%-563.2pp |
| Employer contribution / active EE | $2,075 | $4,333-52.1% | $3,679-43.6% | $4,876-57.4% |
| Participant deferral / active EE | $3,080 | $4,478-31.2% | $3,897-21.0% | $5,439-43.4% |
| Admin fee / account holder | $240 | $6,333-96.2% | $5,194-95.4% | $10,885-97.8% |