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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,389 | $181,896+8.0% | $156,551+25.4% | $273,972-28.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 11.81% | 30.74%-18.9pp | 32.23%-20.4pp | 41.46%-29.6pp |
| Employer contribution / active EE | $15,113 | $6,248+141.9% | $5,501+174.7% | $4,869+210.4% |
| Participant deferral / active EE | $9,600 | $5,550+73.0% | $4,871+97.1% | $5,287+81.6% |
| Admin fee / account holder | $1,181 | $15,560-92.4% | $13,028-90.9% | $10,133-88.3% |