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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,410 | $175,231+36.1% | $149,696+59.3% | $139,466+70.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.14% | 166.77%-146.6pp | 134.46%-114.3pp | 373.66%-353.5pp |
| Employer contribution / active EE | $7,603 | $5,478+38.8% | $4,821+57.7% | $4,754+59.9% |
| Participant deferral / active EE | $15,240 | $6,521+133.7% | $5,682+168.2% | $6,712+127.1% |
| Admin fee / account holder | $2,292 | $16,155-85.8% | $13,212-82.7% | $11,409-79.9% |