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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,937 | $73,988+18.9% | $96,538-8.9% | $75,177+17.0% |
| Participation rate | 54.7% | 66.4%-11.7pp | 74.3%-19.6pp | 67.2%-12.5pp |
| Annual return | 13.68% | 26.73%-13.0pp | 35.74%-22.1pp | 160.75%-147.1pp |
| Employer contribution / active EE | $1,776 | $2,930-39.4% | $3,740-52.5% | $2,671-33.5% |
| Participant deferral / active EE | $5,288 | $3,660+44.4% | $4,880+8.3% | $4,126+28.1% |
| Admin fee / account holder | $910 | $5,220-82.6% | $6,737-86.5% | $5,651-83.9% |