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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,344 | $57,352-41.9% | $83,831-60.2% | $64,173-48.0% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -4.39% | 11.38%-15.8pp | 850.99%-855.4pp | 7.63%-12.0pp |
| Employer contribution / active EE | $1,271 | $2,546-50.1% | $3,631-65.0% | $2,381-46.6% |
| Participant deferral / active EE | $2,022 | $2,993-32.4% | $4,082-50.5% | $3,470-41.7% |
| Admin fee / account holder | $613 | $4,046-84.8% | $5,479-88.8% | $4,887-87.5% |