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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,382 | $64,729-11.4% | $112,263-48.9% | $68,490-16.2% |
| Participation rate | 74.4% | 67.2%+7.2pp | 75.1%-0.7pp | 67.9%+6.5pp |
| Annual return | -11.06% | -11.40%+0.3pp | 27.49%-38.5pp | -7.85%-3.2pp |
| Employer contribution / active EE | $1,787 | $2,746-34.9% | $3,636-50.9% | $2,597-31.2% |
| Participant deferral / active EE | $4,395 | $3,566+23.3% | $4,729-7.1% | $4,028+9.1% |
| Admin fee / account holder | $1,542 | $5,222-70.5% | $6,410-75.9% | $5,403-71.5% |