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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,679 | $76,519-40.3% | $56,025-18.5% | $145,897-68.7% |
| Participation rate | 91.7% | 63.2%+28.4pp | 52.5%+39.2pp | 80.3%+11.4pp |
| Annual return | 14.55% | 3017.03%-3002.5pp | 1712.69%-1698.1pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,472 | $1,383+6.4% | $1,042+41.3% | $4,663-68.4% |
| Participant deferral / active EE | $5,153 | $2,624+96.4% | $1,955+163.7% | $6,689-23.0% |
| Admin fee / account holder | $344 | $3,331-89.7% | $2,828-87.8% | $13,390-97.4% |