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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,741 | $85,060+57.2% | $70,565+89.5% | $139,487-4.1% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 13.24% | 30.39%-17.1pp | 32.79%-19.5pp | 373.84%-360.6pp |
| Employer contribution / active EE | $9,787 | $3,912+150.2% | $2,976+228.9% | $4,755+105.8% |
| Participant deferral / active EE | $6,659 | $5,891+13.0% | $4,568+45.8% | $6,713-0.8% |
| Admin fee / account holder | $20,764 | $8,932+132.5% | $6,430+222.9% | $11,407+82.0% |