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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,407 | $102,638+46.5% | $81,982+83.5% | $158,982-5.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 10.20% | 61.05%-50.9pp | 41.31%-31.1pp | 302.99%-292.8pp |
| Employer contribution / active EE | $10,626 | $3,241+227.9% | $2,498+325.3% | $4,763+123.1% |
| Participant deferral / active EE | $9,869 | $4,649+112.3% | $3,722+165.1% | $5,983+64.9% |
| Admin fee / account holder | $9,039 | $8,237+9.7% | $5,665+59.6% | $11,252-19.7% |