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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,366 | $104,709+44.6% | $85,705+76.6% | $167,553-9.7% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 12.46% | 21.45%-9.0pp | 21.49%-9.0pp | 478.89%-466.4pp |
| Employer contribution / active EE | $9,744 | $3,338+191.9% | $2,619+272.1% | $4,840+101.3% |
| Participant deferral / active EE | $8,034 | $4,827+66.4% | $3,924+104.7% | $6,343+26.7% |
| Admin fee / account holder | $4,775 | $10,036-52.4% | $6,877-30.6% | $12,316-61.2% |