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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $14,981 |
SAGEVIEW ADVISORY GROUP, LLC2 years Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 15 · EIN 33-0818667 | Recordkeeping | $14,060 |
ADP BROKER-DEALER4+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,332 | $47,977-63.9% | $154,111-88.8% | $56,287-69.2% |
| Participation rate | 96.7% | 66.2%+30.5pp | 83.0%+13.7pp | 69.9%+26.8pp |
| Annual return | -7.05% | 3.54%-10.6pp | 735.18%-742.2pp | -9.96%+2.9pp |
| Employer contribution / active EE | $1,219 | $2,169-43.8% | $5,298-77.0% | $2,111-42.3% |
| Participant deferral / active EE | $3,757 | $2,392+57.1% | $5,081-26.1% | $3,350+12.2% |
| Admin fee / account holder | $171 | $438-61.0% | $13,411-98.7% | $521-67.2% |