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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $11,187 |
Filed as: SAGEVIEW ADVISORY GROUP LLC Service code 15 · EIN 33-0818667 | Recordkeeping | $11,042 |
ADP BROKER-DEALER3+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,290 | $55,453-67.0% | $170,435-89.3% | $62,293-70.6% |
| Participation rate | 92.7% | 66.4%+26.3pp | 83.6%+9.1pp | 69.5%+23.1pp |
| Annual return | 14.86% | 21.38%-6.5pp | 205.94%-191.1pp | 28.90%-14.0pp |
| Employer contribution / active EE | $1,076 | $2,164-50.3% | $5,432-80.2% | $2,042-47.3% |
| Participant deferral / active EE | $3,432 | $2,303+49.0% | $4,939-30.5% | $3,169+8.3% |
| Admin fee / account holder | $158 | $455-65.4% | $13,881-98.9% | $479-67.1% |