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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,064 | $73,988-16.1% | $96,538-35.7% | $75,177-17.4% |
| Participation rate | 91.1% | 66.4%+24.7pp | 74.3%+16.8pp | 67.2%+23.9pp |
| Annual return | 12.00% | 26.73%-14.7pp | 35.74%-23.7pp | 160.75%-148.8pp |
| Employer contribution / active EE | $5,228 | $2,930+78.4% | $3,740+39.8% | $2,671+95.7% |
| Participant deferral / active EE | $5,022 | $3,660+37.2% | $4,880+2.9% | $4,126+21.7% |
| Admin fee / account holder | $2,422 | $5,220-53.6% | $6,737-64.1% | $5,651-57.2% |