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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,948 | $65,367-32.8% | $92,915-52.7% | $72,976-39.8% |
| Participation rate | 82.9% | 68.3%+14.6pp | 76.0%+6.9pp | 69.5%+13.4pp |
| Annual return | 4.92% | 42.11%-37.2pp | 109.45%-104.5pp | 81.02%-76.1pp |
| Employer contribution / active EE | $3,735 | $2,594+44.0% | $3,653+2.2% | $2,440+53.1% |
| Participant deferral / active EE | $4,869 | $3,128+55.6% | $4,238+14.9% | $3,608+35.0% |
| Admin fee / account holder | $6,936 | $4,251+63.1% | $5,796+19.7% | $5,124+35.4% |