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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,638 | $72,273-34.1% | $101,275-53.0% | $79,856-40.3% |
| Participation rate | 89.7% | 68.5%+21.3pp | 75.8%+13.9pp | 69.6%+20.1pp |
| Annual return | 5.06% | 22.30%-17.2pp | 46.48%-41.4pp | 31.71%-26.6pp |
| Employer contribution / active EE | $4,181 | $2,691+55.4% | $3,660+14.2% | $2,471+69.2% |
| Participant deferral / active EE | $4,708 | $3,282+43.5% | $4,371+7.7% | $3,741+25.9% |
| Admin fee / account holder | $4,401 | $4,4010% | $5,948-26.0% | $5,306-17.1% |