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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,729 | $72,177+61.7% | $115,038+1.5% | $59,633+95.7% |
| Participation rate | 80.4% | 72.6%+7.8pp | 81.4%-1.0pp | 68.7%+11.7pp |
| Annual return | 0.17% | 12.02%-11.9pp | 26.14%-26.0pp | 2041.45%-2041.3pp |
| Employer contribution / active EE | $413 | $2,841-85.5% | $4,608-91.0% | $2,203-81.2% |
| Participant deferral / active EE | $6,092 | $4,783+27.4% | $6,026+1.1% | $3,192+90.9% |
| Admin fee / account holder | $2,402 | $4,927-51.2% | $8,175-70.6% | $4,297-44.1% |