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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,423 | $76,551+69.1% | $123,894+4.5% | $62,881+105.8% |
| Participation rate | 76.5% | 73.0%+3.5pp | 81.4%-4.9pp | 69.3%+7.2pp |
| Annual return | 5.68% | 18.68%-13.0pp | 47.52%-41.8pp | 20.14%-14.5pp |
| Employer contribution / active EE | $601 | $2,882-79.2% | $4,617-87.0% | $2,281-73.7% |
| Participant deferral / active EE | $6,483 | $4,840+33.9% | $5,984+8.3% | $3,203+102.4% |
| Admin fee / account holder | $5,329 | $4,826+10.4% | $8,357-36.2% | $4,296+24.1% |