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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,160 | $110,303-48.2% | $95,759-40.3% | $139,487-59.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 16.23% | 27.19%-11.0pp | 28.42%-12.2pp | 373.84%-357.6pp |
| Employer contribution / active EE | $9,850 | $3,261+202.1% | $2,836+247.3% | $4,755+107.2% |
| Participant deferral / active EE | $4,000 | $4,674-14.4% | $4,244-5.7% | $6,713-40.4% |
| Admin fee / account holder | $4,683 | $6,615-29.2% | $5,678-17.5% | $11,407-58.9% |