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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,969 | $106,557-70.9% | $91,227-66.1% | $134,545-77.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -13.69% | 160.81%-174.5pp | 114.14%-127.8pp | 418.37%-432.1pp |
| Employer contribution / active EE | $3,659 | $3,332+9.8% | $2,851+28.3% | $4,742-22.8% |
| Participant deferral / active EE | $3,333 | $4,719-29.4% | $4,234-21.3% | $6,401-47.9% |
| Admin fee / account holder | $1,010 | $6,235-83.8% | $5,423-81.4% | $11,431-91.2% |