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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,149 | $107,809-96.2% | $90,657-95.4% | $135,380-96.9% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -1.81% | -0.90%-0.9pp | 1.89%-3.7pp | 519.81%-521.6pp |
| Employer contribution / active EE | $2,716 | $3,018-10.0% | $2,532+7.3% | $4,779-43.2% |
| Participant deferral / active EE | $3,025 | $3,872-21.9% | $3,424-11.7% | $5,609-46.1% |
| Admin fee / account holder | $24,750 | $5,931+317.3% | $4,994+395.6% | $10,828+128.6% |