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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,065 | $52,279+95.2% | $89,414+14.1% | $79,852+27.8% |
| Participation rate | 65.9% | 57.5%+8.3pp | 68.0%-2.1pp | 69.6%-3.8pp |
| Annual return | 13.55% | 22.16%-8.6pp | 245.50%-232.0pp | 31.72%-18.2pp |
| Employer contribution / active EE | $2,641 | $1,572+68.1% | $2,586+2.1% | $2,471+6.9% |
| Participant deferral / active EE | $5,263 | $2,740+92.1% | $3,890+35.3% | $3,740+40.7% |
| Admin fee / account holder | $9,005 | $3,356+168.3% | $4,883+84.4% | $5,306+69.7% |