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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,311 | $48,053+83.8% | $84,623+4.4% | $72,983+21.0% |
| Participation rate | 63.3% | 57.6%+5.7pp | 68.2%-5.0pp | 69.5%-6.2pp |
| Annual return | 24.18% | 37.39%-13.2pp | 258.77%-234.6pp | 81.01%-56.8pp |
| Employer contribution / active EE | $2,245 | $1,602+40.2% | $2,652-15.3% | $2,440-8.0% |
| Participant deferral / active EE | $4,433 | $2,681+65.4% | $3,899+13.7% | $3,608+22.9% |
| Admin fee / account holder | $8,389 | $3,395+147.1% | $4,913+70.7% | $5,124+63.7% |