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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,549 | $102,595+226.1% | $94,057+255.7% | $154,746+116.2% |
| Participation rate | 86.4% | 76.0%+10.4pp | 73.3%+13.0pp | 80.7%+5.7pp |
| Annual return | 7.91% | 583.42%-575.5pp | 480.62%-472.7pp | 172.34%-164.4pp |
| Employer contribution / active EE | $5,447 | $3,147+73.1% | $2,933+85.7% | $4,379+24.4% |
| Participant deferral / active EE | $9,540 | $5,118+86.4% | $4,709+102.6% | $6,730+41.7% |
| Admin fee / account holder | $10,418 | $7,736+34.7% | $7,244+43.8% | $14,365-27.5% |