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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,549 | $72,071+364.2% | $68,368+389.3% | $137,256+143.7% |
| Participation rate | 86.4% | 76.2%+10.1pp | 73.8%+12.6pp | 80.0%+6.4pp |
| Annual return | 7.91% | 353.14%-345.2pp | 292.57%-284.7pp | 220.34%-212.4pp |
| Employer contribution / active EE | $5,447 | $2,788+95.4% | $2,649+105.6% | $4,156+31.1% |
| Participant deferral / active EE | $9,540 | $4,410+116.3% | $4,123+131.4% | $6,407+48.9% |
| Admin fee / account holder | $10,418 | $5,336+95.3% | $5,150+102.3% | $12,270-15.1% |