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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,285 | $148,623-33.2% | $135,974-27.0% | $139,466-28.8% |
| Participation rate | 86.7% | 83.9%+2.8pp | 81.9%+4.7pp | 80.3%+6.3pp |
| Annual return | 7.03% | 79.30%-72.3pp | 68.30%-61.3pp | 373.66%-366.6pp |
| Employer contribution / active EE | $1,481 | $5,246-71.8% | $4,859-69.5% | $4,754-68.9% |
| Participant deferral / active EE | $3,225 | $8,103-60.2% | $7,760-58.4% | $6,712-52.0% |
| Admin fee / account holder | $34,473 | $12,406+177.9% | $10,767+220.2% | $11,409+202.2% |