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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,763 | $157,296-6.1% | $141,191+4.7% | $152,897-3.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 16.86% | 64.34%-47.5pp | 71.41%-54.5pp | 345.43%-328.6pp |
| Employer contribution / active EE | $2,035 | $5,262-61.3% | $4,736-57.0% | $4,764-57.3% |
| Participant deferral / active EE | $6,787 | $7,111-4.6% | $6,710+1.1% | $5,851+16.0% |
| Admin fee / account holder | $7,985 | $12,125-34.1% | $10,264-22.2% | $11,599-31.2% |