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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,866 | $134,001-85.9% | $112,258-83.2% | $134,509-86.0% |
| Participation rate | 88.9% | 78.6%+10.3pp | 75.1%+13.8pp | 81.2%+7.7pp |
| Annual return | -22.62% | 47.15%-69.8pp | 27.47%-50.1pp | 418.13%-440.8pp |
| Employer contribution / active EE | $1,859 | $4,039-54.0% | $3,636-48.9% | $4,741-60.8% |
| Participant deferral / active EE | $4,264 | $5,291-19.4% | $4,728-9.8% | $6,400-33.4% |
| Admin fee / account holder | $5,143 | $7,491-31.3% | $6,411-19.8% | $11,427-55.0% |