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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,095 | $107,353-74.8% | $92,903-70.8% | $152,885-82.3% |
| Participation rate | 88.2% | 79.8%+8.5pp | 76.0%+12.2pp | 82.5%+5.8pp |
| Annual return | 30.30% | 145.62%-115.3pp | 109.43%-79.1pp | 345.39%-315.1pp |
| Employer contribution / active EE | $4,923 | $4,222+16.6% | $3,653+34.8% | $4,763+3.4% |
| Participant deferral / active EE | $4,570 | $4,848-5.7% | $4,238+7.8% | $5,851-21.9% |
| Admin fee / account holder | $1,628 | $7,081-77.0% | $5,795-71.9% | $11,598-86.0% |