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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,103 | $73,638-15.7% | $95,956-35.3% | $73,493-15.5% |
| Participation rate | 69.0% | 76.2%-7.1pp | 77.1%-8.1pp | 70.7%-1.7pp |
| Annual return | 24.01% | 16.78%+7.2pp | 91.63%-67.6pp | 28.51%-4.5pp |
| Employer contribution / active EE | $910 | $1,863-51.2% | $2,541-64.2% | $2,270-59.9% |
| Participant deferral / active EE | $2,599 | $3,617-28.2% | $4,167-37.6% | $3,740-30.5% |
| Admin fee / account holder | $7,659 | $482+1488.7% | $6,797+12.7% | $513+1392.7% |