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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,270 | $62,586-30.9% | $76,766-43.6% | $64,181-32.6% |
| Participation rate | 78.6% | 72.8%+5.8pp | 77.0%+1.6pp | 69.6%+9.0pp |
| Annual return | -22.26% | -1.95%-20.3pp | 2.43%-24.7pp | 7.63%-29.9pp |
| Employer contribution / active EE | $789 | $1,832-56.9% | $2,485-68.2% | $2,381-66.8% |
| Participant deferral / active EE | $1,943 | $3,145-38.2% | $3,851-49.6% | $3,470-44.0% |
| Admin fee / account holder | $1,086 | $4,667-76.7% | $6,675-83.7% | $4,887-77.8% |