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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,123 | $106,551+167.6% | $91,225+212.5% | $134,532+111.9% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -26.57% | 160.78%-187.3pp | 114.12%-140.7pp | 418.27%-444.8pp |
| Employer contribution / active EE | $2,327 | $3,331-30.2% | $2,851-18.4% | $4,741-50.9% |
| Participant deferral / active EE | $4,377 | $4,718-7.2% | $4,233+3.4% | $6,401-31.6% |
| Admin fee / account holder | $102,142 | $6,234+1538.3% | $5,422+1783.7% | $11,429+793.7% |