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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,173 | $117,433+79.0% | $99,475+111.3% | $152,897+37.5% |
| Participation rate | 94.7% | 77.5%+17.2pp | 73.8%+20.9pp | 82.5%+12.3pp |
| Annual return | -0.51% | 31.87%-32.4pp | 30.72%-31.2pp | 345.43%-345.9pp |
| Employer contribution / active EE | $1,321 | $3,013-56.2% | $2,540-48.0% | $4,764-72.3% |
| Participant deferral / active EE | $1,570 | $4,086-61.6% | $3,619-56.6% | $5,851-73.2% |
| Admin fee / account holder | $2,179 | $7,634-71.5% | $6,252-65.1% | $11,599-81.2% |