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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,619 | $198,457-44.3% | $170,435-35.1% | $147,586-25.0% |
| Participation rate | 91.7% | 88.0%+3.7pp | 83.6%+8.1pp | 82.8%+8.8pp |
| Annual return | 12.73% | 257.30%-244.6pp | 205.94%-193.2pp | 578.59%-565.9pp |
| Employer contribution / active EE | $3,808 | $6,183-38.4% | $5,432-29.9% | $4,876-21.9% |
| Participant deferral / active EE | $7,120 | $5,629+26.5% | $4,939+44.1% | $5,439+30.9% |
| Admin fee / account holder | $1,475 | $16,852-91.2% | $13,881-89.4% | $10,886-86.5% |