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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,020 | $217,432-7.1% | $185,851+8.7% | $167,553+20.6% |
| Participation rate | 90.9% | 86.1%+4.9pp | 81.7%+9.2pp | 82.1%+8.8pp |
| Annual return | 15.38% | 148.43%-133.1pp | 122.11%-106.7pp | 478.89%-463.5pp |
| Employer contribution / active EE | $6,598 | $5,874+12.3% | $5,168+27.7% | $4,840+36.3% |
| Participant deferral / active EE | $7,036 | $6,357+10.7% | $5,569+26.4% | $6,343+10.9% |
| Admin fee / account holder | $1,453 | $19,820-92.7% | $16,245-91.1% | $12,316-88.2% |