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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,277 | $87,016-66.4% | $63,244-53.7% | $125,388-76.7% |
| Participation rate | 76.2% | 77.1%-0.9pp | 71.0%+5.1pp | 83.2%-7.0pp |
| Annual return | -2.80% | 21.71%-24.5pp | -70.31%+67.5pp | 282.24%-285.0pp |
| Employer contribution / active EE | $0 | $3,601-100.0% | $2,322-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $5,195 | $3,939+31.9% | $2,953+75.9% | $5,352-2.9% |
| Admin fee / account holder | $4,571 | $11,954-61.8% | $5,893-22.4% | $9,541-52.1% |