Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,028 | $76,112-65.8% | $96,534-73.0% | $71,511-63.6% |
| Participation rate | 43.0% | 74.4%-31.4pp | 76.0%-33.0pp | 67.9%-25.0pp |
| Annual return | 16.12% | 22.81%-6.7pp | 25.88%-9.8pp | 28.86%-12.7pp |
| Employer contribution / active EE | $283 | $2,248-87.4% | $2,965-90.4% | $2,589-89.1% |
| Participant deferral / active EE | $2,815 | $4,217-33.3% | $4,851-42.0% | $4,291-34.4% |
| Admin fee / account holder | $2,591 | $2,708-4.3% | $8,253-68.6% | $1,588+63.1% |