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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,988 | $33,067+72.3% | $76,518-25.5% | $56,287+1.2% |
| Participation rate | 95.1% | 55.4%+39.7pp | 68.0%+27.1pp | 69.9%+25.2pp |
| Annual return | -7.24% | 2.72%-10.0pp | -0.27%-7.0pp | -9.96%+2.7pp |
| Employer contribution / active EE | $1,945 | $1,200+62.1% | $2,647-26.5% | $2,111-7.9% |
| Participant deferral / active EE | $6,599 | $2,240+194.6% | $3,836+72.0% | $3,350+97.0% |
| Admin fee / account holder | $1,740 | $537+224.1% | $4,849-64.1% | $521+234.0% |