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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,638 | $36,767+141.1% | $81,473+8.8% | $62,293+42.3% |
| Participation rate | 56.1% | 54.4%+1.6pp | 68.0%-11.9pp | 69.5%-13.4pp |
| Annual return | 17.29% | 173.80%-156.5pp | 38.78%-21.5pp | 28.90%-11.6pp |
| Employer contribution / active EE | $1,263 | $1,128+12.0% | $2,568-50.8% | $2,042-38.1% |
| Participant deferral / active EE | $4,178 | $2,111+97.9% | $3,537+18.1% | $3,169+31.8% |
| Admin fee / account holder | $1,871 | $797+134.7% | $4,561-59.0% | $479+290.2% |