Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,692 | $72,272+82.2% | $101,264+30.0% | $79,858+64.9% |
| Participation rate | 44.2% | 68.5%-24.3pp | 75.8%-31.6pp | 69.6%-25.4pp |
| Annual return | 8.75% | 22.30%-13.5pp | 46.48%-37.7pp | 31.72%-23.0pp |
| Employer contribution / active EE | $515 | $2,692-80.9% | $3,660-85.9% | $2,471-79.2% |
| Participant deferral / active EE | $4,013 | $3,282+22.3% | $4,370-8.2% | $3,740+7.3% |
| Admin fee / account holder | $10,723 | $4,401+143.7% | $5,947+80.3% | $5,306+102.1% |