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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,927 | $63,346+29.3% | $92,240-11.2% | $70,126+16.8% |
| Participation rate | 63.2% | 68.7%-5.5pp | 76.5%-13.3pp | 69.5%-6.4pp |
| Annual return | 14.11% | 530.19%-516.1pp | 176.29%-162.2pp | 73.15%-59.0pp |
| Employer contribution / active EE | $551 | $2,471-77.7% | $3,680-85.0% | $2,343-76.5% |
| Participant deferral / active EE | $4,577 | $2,854+60.4% | $3,897+17.4% | $3,332+37.4% |
| Admin fee / account holder | $8,249 | $3,841+114.8% | $5,194+58.8% | $4,645+77.6% |