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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,459 | $48,274-32.8% | $63,244-48.7% | $59,633-45.6% |
| Participation rate | 33.3% | 66.3%-33.0pp | 71.0%-37.7pp | 68.7%-35.3pp |
| Annual return | -0.83% | -240.79%+240.0pp | -70.31%+69.5pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $432 | $1,586-72.7% | $2,322-81.4% | $2,203-80.4% |
| Participant deferral / active EE | $648 | $2,343-72.3% | $2,953-78.1% | $3,192-79.7% |
| Admin fee / account holder | $90 | $3,600-97.5% | $5,893-98.5% | $4,297-97.9% |